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Financial Debt Options Welcomes You!

We want to show you the procedures you should use to discover fraud and scam artists before you make a decision. Unfortunately, Debt Settlement has earned a terrible reputation due to the scam artists. Many of these artists have had to pay huge penalties to the Federal Trade Commission.

Our mission is to give our client ‘new habits’ in order that they will become financially focused on their income and expenses. We believe that education is important but equally important is developing a new ‘set of habits’ which will bring the cycle of not having control over your income and expenses.

 

What Is Unique Or Different About Financial Debt Options?

As a law office, we are obligated to give you all the pros and cons of any option and to review ALL options with you. I specialize in consumer bankruptcy and in alternatives to bankruptcy called, ‘credit counseling’ or ‘debt management’ and ‘debt settlement’. We have many clients who cannot file for bankruptcy. See 12 Reasons Why You Can’t File for Bankruptcy. Therefore, we offer Debt Settlement which has been explained above is an informal approach to solving your debts but we always caution clients that there’s are pluses and minuses for whatever approach you take to resolving your financial difficulties. If someone paints too rosy or glowing picture, then chances are it is too rosy or glowing. As a rule, you should know that Chapter 7 if it can be filed SAFELY is the best choice in resolving your debts. But, again, one size doesn’t fit all. If you can’t safely file for Chapter 7, then what should you do? How do you know that you aren’t being ‘ripped off’? Please see my section on ‘Avoiding Scams and Con Artists’.

CALL US in order to obtain the most in-depth and professional evaluation of your financial issues and problems. We will answer your questions and weigh your situation and show you how to comparison shop for a second or third opinion in order for you to really compare and understand your OPTIONS.

 

CALL NOW 1-866-518-6409 FOR A FREE AND CONFIDENTIAL CONSULTATION

Scams and Con Artists

The ‘Debt Settlement Business’ is the latest and hottest ‘get rich scheme in America’.

Many people would rather try anything than file bankruptcy. Embarrassment. People can feel embarrassed when they file for bankruptcy and this embarrassment prevents them from exploring it as an option. The ads read, ‘Avoid Bankruptcy’ because it is portrayed as walking the gang plank. Everyone will sneaker at you. Laugh at you. You’ll be publically humiliated.

This is really not the case but people’s perceptions are very important and this perception is there. They believe in their subconscious that if they file for bankruptcy, they will be confronted by a masked and cloaked man who will approach them while they are on the witness stand and flinging his cape over his shoulder, and pointing directly into their face, will scream, ‘You filed for bankruptcy and you are bankrupt. How pathetic!’. And you will want to crawl under a rug.

Debt Relief Options

Analyzer Thumbnail
  • Put Your Head in the Sand
  • Rob Peter to pay Paul
  • Bulldozer approach
  • Informal Strategies—Debt Management and Debt Settlement
  • Formal Strategies—Chapter 7 and Chapter 13
Click Here to Analyze Your Debt Options

Options Comparison Chart

Chart Image

Here is Chart which outlines the Pluses and Minuses of the Informal and Formal Strategies to solving your financial problems. This is the only Chart of its kind and we have to discuss and explain it to you because most clients still have many questions about it due to the fact that it is so unique.

David Falvey Is A Super Lawyer

David Falvey's Photo

Dave Falvey Offers Alternatives To Bankruptcy And Has Extensive Experience With Debt Management And Debt Settlement.

 

HE IS PASSIONATELY CONCERNED that consumers are being scammed by television ads for debt settlement services by companies that are not licensed nor bonded more

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