Privacy Policy

1. We will not sell, share, license, trade or rent any of your personal or business information to others. Your Privacy is very important with us.

2. We may amend this Privacy Policy from time to time and we will post those changes to this Privacy Policy . Please refer back to this Privacy Policy on a regular basis.

3. When you use this website, you agree to the terms of this Privacy Policy.

4. If you have questions regarding this Privacy Policy, you should contact our Privacy Coordinator whose name is: Dave Falvey, Esq., 258 Route 12, Groton, CT 06340.

5. We will collect information which is primarily personal information and that information will be treated as strictly confidential.

6. We will not share with anyone information such as telephone numbers recorded, addresses and names of people who make inquiry into your Debt Settlement Service, except as is necessary to effectuate a settlement of your debts with your creditors. . Also, we would share among our user-members, statistical comparison reports between members but no identification of individuals members of the public who might use our Debt Settlement Services will be identified in any report either directly or indirectly.

7. If we have any forum, blog or threaded message board on this website, no one other than authorized members with passcodes will have access to such forum, blog or threaded message board..

8. By becoming a member of this website, you agree to allow us to provide impartial and non-identifying statistical comparison reports exclusively limited to members of this website as to the use by the public of the ActionIVR service.

9. When you become a registered user of our Website and Debt Settlement services, we may collect information that by itself cannot be used to identify or contact you such as IP addresses, browser types, domain names, and other anonymous statistical data involving the user of our Website. This information would be used to improve the Website.

10. In order to become a user of this Website, you must first complete certain steps to become registered and you’ll provide us with your name, zip code, email address, credit card and billing information. We will not sell, share, license, trade or rent any of this information with others.

11. We also may collect Non-Personally Identifiable Information passively using “cookies” and “action tags.”

12. In the event we have a confidential message board, and/or bulletin board, it will only be accessed through a passcode. You should be aware that any information you share on our message board should be kept confidential by all users but we have no means to insure or guarantee that all members will adhere to this policy. In the event we discover any member violating our confidentiality agreement, we will after notice and hearing, revoke anyone’s membership in our website.

13. No member-user of our AA Debt Settlement services or website is allowed to reveal, discuss or disclose any information about AA Debt Settlement services or website with any person or entity either directly or indirectly except with actual member-users of our AA Debt Settlement services or website. And any violation of this policy will after notice and hearing result in dismissal and exclusion from AA Debt Settlement services or website if a violation of this policy is found to have occurred by any member-user.

14. We do not and will not disclose any information about yourself no matter how trivial or insignificant to any person or entity who is not member of the AA Debt Settlement services staff or website.

15. We may disclose information about yourself in special circumstances when we have reason to believe that disclosing this information is necessary to identify, contact or bring legal action against someone who may be violating the terms and conditions of our Membership Agreement of confidentiality.

16. We reserve the right to transfer information to a third party in the event of a sale, merger or other transfer of all or substantially all of the assets of ActionIVR provided that the third party agrees to adhere to the terms of this Privacy Policy. We will notify users of any such transfer through notice on our site and through email.

17. We want your information (including Personally Identifiable Information) to remain as secured as possible. We strive to provide secure transmission of your information from your computer to our servers through industry-standard techniques.

18. Except as otherwise described in this Privacy Policy, we will only use Personally Identifiable Information for the purposes described above or as otherwise disclosed at the time we request such information from you. You must ‘opt-in’ and give us permission to use your Personally Identifiable Information for any other purpose. If you no longer wish to receive communications from us via postal mail, you may notify us by calling us at (860) 449-1510.

19. Anti-Spam Policy: We will do nothing which would allow Spam Mail to be sent to you. If you think that you have received Spam Mail as a result of being a member of our website, please advise us and we will do everything to track and discover why you would be receiving Spam Mail.

20. We will with your knowledge and approval share with creditors any hardships you are having in order to effectuate a debt settlement.

21. We will comply with any subpoena or court proceeding which requires that we produce documents and said documents might contain personal information.

22. In our discretion, provided an organization is reputable, we will share with Third Parties your contact information for products and services which we deem of unique value to yourself.

23. We post changes to our policy on this website and you can contact us at: Dave Falvey, Esq. 258 Route 12, Groton, CT 06340; tele (860) 449-1510.

BY USING OUR WEBSITE, YOU SIGNIFY YOUR ACCEPTANCE OF THIS PRIVACY POLICY. IF YOU DO NOT AGREE TO THIS PRIVACY POLICY, YOU SHOULD NOT USE OUR WEBSITE. YOUR CONTINUED USE OF OUR WEBSITE FOLLOWING THE POSTING OF CHANGES TO PRIVACY POLICY WILL MEAN THAT YOU ACCEPT THOSE CHANGES.